Reinsurance capital
Bermuda hosts hundreds of reinsurance and insurance companies; global underwriters track AST/ADT for Hamilton market hours.
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Bermuda
Bermuda
Daytime
19:18:36
Wed, May 20
ADTUTC-3
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Pick a local time in Bermuda and instantly compare it against your own timezone before you schedule calls, travel, or deadlines.
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Today in Bermuda
AST / ADTUTC−4 / UTC−3
BermudaYour timeStatus
World Clock
Current time in Bermuda
Bermuda uses Atlantic Time (AST, UTC−4 / ADT, UTC−3). This British Overseas Territory is a global hub for reinsurance and offshore finance, situated in the North Atlantic.
Use cases
Why people check Bermuda time
Practical use cases for this city's current local time and timezone.
America's Cup
Bermuda has hosted the America's Cup; sailing-event organisers and fans convert AST/ADT for race start times.
Tourism & diving
Bermuda's pink-sand beaches and coral reefs draw visitors from the US East Coast who track AST/ADT for flight connections.
Offshore finance
International holding companies and hedge funds registered in Bermuda operate on AST/ADT business hours.
FAQ
Bermuda time — FAQ
What time zone is Bermuda in?
Bermuda uses AST (UTC−4) in winter and ADT (UTC−3) during daylight saving time, in sync with Halifax and Nova Scotia.
Does Bermuda observe daylight saving time?
Yes, Bermuda springs forward in March and falls back in November, following the same schedule as the US East Coast and Canada.
How far behind London is Bermuda?
Bermuda is 4 hours behind London in winter (GMT) and 3 hours behind when London observes BST.
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