Bermuda Time
Bermuda Time
Bermuda uses Atlantic Time (AST, UTC−4 / ADT, UTC−3). This British Overseas Territory is a global hub for reinsurance and offshore finance, situated in the North Atlantic.
Why people check Bermuda time
Common reasons to track the current time in Bermuda.
Reinsurance capital
Bermuda hosts hundreds of reinsurance and insurance companies; global underwriters track AST/ADT for Hamilton market hours.
America's Cup
Bermuda has hosted the America's Cup; sailing-event organisers and fans convert AST/ADT for race start times.
Tourism & diving
Bermuda's pink-sand beaches and coral reefs draw visitors from the US East Coast who track AST/ADT for flight connections.
Offshore finance
International holding companies and hedge funds registered in Bermuda operate on AST/ADT business hours.
Bermuda Time — FAQ
What time zone is Bermuda in?
Bermuda uses AST (UTC−4) in winter and ADT (UTC−3) during daylight saving time, in sync with Halifax and Nova Scotia.
Does Bermuda observe daylight saving time?
Yes, Bermuda springs forward in March and falls back in November, following the same schedule as the US East Coast and Canada.
How far behind London is Bermuda?
Bermuda is 4 hours behind London in winter (GMT) and 3 hours behind when London observes BST.
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